For me : skinflint is a defect. But, because no one what to pay the price for things, a web site have been created : skinflint.com, in French : radins.com.
Good new! We are kidding, of course, because, if no body want to continue to pay for music, building house... or a service, in 20 years, it will be impossible to buy something, because there will have nothing for sale!
If you add to that the purchase on the web, in 20 years again, there will have no more shop in our town center.